90% of top lenders use FICO® Scores.

Find matching products

Join the thousands of car buyers who accessed their FICO Scores

Ready to Purchase or Refinance a Vehicle?

If you're like most, the first question on your mind is, "What will my payments be?" There are three factors that determine your monthly costs:

  • How much you borrow.
  • The term of your loan.
  • The interest rate you are offered.

The amount you borrow is up to you. But your FICO® Score can make a big difference in your terms and interest rate—and ultimately your payments. Several points up or down on your FICO® Score can make a big difference in your payments. Be prepared and know your FICO Scores before you make a purchase or refinance. All our credit report products include FICO Scores most commonly used in auto lending decisions.

Ready to Purchase or Refinance a Vehicle?

Avoid unnecessary surprises and possible confusion at the dealership. Have your scores in hand to verify you get the rate you deserve.

How myFICO Can Help

Chances are, with over 90% of top lenders using FICO® Scores, your auto lender will check your score before making a final decision.

Don't have the score you need to get the credit you want? myFICO can alert you when we see changes to your credit report that may impact your FICO® Score 8. Interact with our powerful FICO Score 8 Simulator to see how everyday actions like paying down credit card balances and paying bills on time may impact a score.

With myFICO, you are better prepared to purchase or refinance an automobile.

†Not all credit report data or transactions are monitored. Monitored credit report data, monitored credit report data change alerts, FICO® Score updates, FICO® Score alerts, monitored transactions, and alert triggers, timing and frequencies vary by credit bureau. Other limitations apply. Learn more.

90% of top lenders use FICO® Scores.

Find matching products

Join the thousands of car buyers who accessed their FICO Scores

Ready to Purchase or Refinance a Vehicle?

If you're like most, the first question on your mind is, "What will my payments be?" There are three factors that determine your monthly costs:

  • How much you borrow.
  • The term of your loan.
  • The interest rate you are offered.

The amount you borrow is up to you. But your FICO® Score can make a big difference in your terms and interest rate—and ultimately your payments. Several points up or down on your FICO® Score can make a big difference in your payments. Be prepared and know your FICO Scores before you make a purchase or refinance. All our credit report products include FICO Scores most commonly used in auto lending decisions.

How myFICO Can Help

Chances are, with over 90% of top lenders using FICO® Scores, your auto lender will check your score before making a final decision.

Don't have the score you need to get the credit you want? myFICO can alert you when we see changes to your credit report that may impact your FICO® Score 8. Interact with our powerful FICO Score 8 Simulator to see how everyday actions like paying down credit card balances and paying bills on time may impact a score.

With myFICO, you are better prepared to purchase or refinance an automobile.

†Not all credit report data or transactions are monitored. Monitored credit report data, monitored credit report data change alerts, FICO® Score updates, FICO® Score alerts, monitored transactions, and alert triggers, timing and frequencies vary by credit bureau. Other limitations apply. Learn more.

Know your FICO Score Before Going to the Dealership

Avoid unnecessary surprises and possible confusion at the dealership. Have your scores in hand to verify you get the rate you deserve.