90% of top lenders use FICO® Scores.

Find matching products

Join the thousands of credit card seekers who accessed their FICO Scores

Get Cards with Better Interest Rates and Rewards

How you use your credit cards can have a significant impact on your FICO® Scores. Likewise, your FICO® Scores can have a significant impact on the credit card interest rates you receive.

Get Alerts When Your Credit Reports Change

Credit reports can contain errors, and even minor discrepancies in your credit reports can impact your scores negatively —and potentially your ability to get approved for a new credit card. Be sure to meticulously review your credit report across all three bureaus.

How myFICO Can Help

With over 90% of top lenders using FICO® Scores, there is a good chance your credit card issuer will pull a FICO Score as part of their approval process.

Did you know that there is more than one FICO Score? All our credit report products include FICO Scores most commonly used in credit card, auto and mortgage lending decisions.

Don’t have the score you need to get the credit you want? myFICO can alert you when there is a change to your credit report which may impact your FICO® Score 8. Interact with our powerful FICO® Score 8 Simulator to see how everyday credit management actions like paying down card balances and increasing a credit card limit may impact a score.

With myFICO, you are better prepared when applying for a new credit card.

†Not all credit report data or transactions are monitored. Monitored credit report data, monitored credit report data change alerts, FICO® Score updates, FICO® Score alerts, monitored transactions, and alert triggers, timing and frequencies vary by credit bureau. Other limitations apply. Learn more.

90% of top lenders use FICO® Scores.

Find matching products

Join the thousands of credit card seekers who accessed their FICO Scores

Get Cards with Better Interest Rates and Rewards

How you use your credit cards can have a significant impact on your FICO® Scores. Likewise, your FICO® Scores can have a significant impact on the credit card interest rates you receive.

How myFICO Can Help

With over 90% of top lenders using FICO® Scores, there is a good chance your credit card issuer will pull a FICO Score as part of their approval process.

Did you know that there is more than one FICO Score? All our credit report products include FICO Scores most commonly used in credit card, auto and mortgage lending decisions.

Don’t have the score you need to get the credit you want? myFICO can alert you when there is a change to your credit report which may impact your FICO® Score 8. Interact with our powerful FICO® Score 8 Simulator to see how everyday credit management actions like paying down card balances and increasing a credit card limit may impact a score.

With myFICO, you are better prepared when applying for a new credit card.

†Not all credit report data or transactions are monitored. Monitored credit report data, monitored credit report data change alerts, FICO® Score updates, FICO® Score alerts, monitored transactions, and alert triggers, timing and frequencies vary by credit bureau. Other limitations apply. Learn more.

Get Alerts When Your Credit Reports Change

Credit reports can contain errors, and even minor discrepancies in your credit reports can impact your scores negatively —and potentially your ability to get approved for a new credit card. Be sure to meticulously review your credit report across all three bureaus.