Ongoing Credit Monitoring

Track your FICO® Scores, credit and identity

Choose Your Product

3-Bureau Monitoring Plus Credit Reports

  • 3-Bureau FICO® Scores and credit reports updates available monthly or quarterly
  • 3-Bureau credit monitoring and FICO® Score alerts[4]
  • Identity theft monitoring, alerts and dark web surveillance
  • Fraud resolution and up to $1 million ID theft insurance[5]
FICO® ULTIMATE 3B+

3-Bureau Monitoring Plus Monthly Credit Reports

updates available every month
$39.95/month[1]
FICO® ULTIMATE 3B

3-Bureau Monitoring Plus Quarterly Credit Reports

updates available every 3 months
$29.95/month[2]
 

1-Bureau Monitoring Plus Credit Reports

  • FICO® Scores and Experian credit report updates available monthly
  • 1-Bureau credit monitoring and FICO® Score alerts[4]
  • 24x7 identity theft restoration
FICO® BASICS 1B

1-Bureau Monitoring Plus a Monthly Credit Report

updates available every month
$19.95/month[3]
IMPORTANT INFORMATION:
  1. Your subscription will automatically renew monthly at $39.95 unless you cancel. You may cancel at any time; however refunds are not available. All FICO® Score products made available on myFICO.com include a FICO® Score 8, and may include additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more about other FICO Score versions.
  2. Your subscription will automatically renew monthly at $29.95 unless you cancel. You may cancel at any time; however refunds are not available. All FICO® Score products made available on myFICO.com include a FICO® Score 8, and may include additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more about other FICO Score versions.
  3. Your subscription will automatically renew monthly at $19.95 unless you cancel. You may cancel at any time; however refunds are not available. All FICO® Score products made available on myFICO.com include a FICO® Score 8, and may include additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more about other FICO Score versions.
  4. Not all credit report data or transactions are monitored. Monitored credit report data, monitored credit report data change alerts, FICO® Score updates, FICO® Score alerts, monitored transactions, and alert triggers, timing and frequencies vary by credit bureau. Other limitations apply. Learn more about what credit data is monitored.
  5. Subject to policy limitations and exclusions. See terms and conditions.

FICO® ULTIMATE 3B+

FICO® ULTIMATE 3B

FICO® BASICS 1B

FICO® Scores

  3-Bureau
 3-Bureau
 1-Bureau

Score Monitoring (FICO® Score 8)

 3-Bureau, ongoing
 3-Bureau, ongoing
 1-Bureau, ongoing

Credit Monitoring with Alerts

 3-Bureau, ongoing
 3-Bureau, ongoing
 1-Bureau, ongoing

Credit Report

 3-Bureau, monthly updates
 3-Bureau, quarterly updates
 1-Bureau, monthly updates

Scores for Mortgages, Autos, Credit Cards

 3-Bureau, monthly updates
 3-Bureau, quarterly updates
 1-Bureau, monthly updates

Score Simulator (FICO® Score 8)

 3-Bureau, monthly updates
 3-Bureau, quarterly updates
 1-Bureau, monthly updates

What's Helping and Hurting Your Scores

 3-Bureau, monthly updates
 3-Bureau, quarterly updates
 1-Bureau, monthly updates

Identity Theft Monitoring

 Ongoing
 Ongoing
 No identity theft monitoring

Dark Web Monitoring

 Ongoing
 Ongoing
 No dark web monitoring

SSN Monitoring

 Ongoing
 Ongoing
 No SSN monitoring

$1 Million Identity Theft Insurance[5]

 Ongoing
 Ongoing
 Ongoing

24x7 Fraud Resolution

 Ongoing
 Ongoing
 Ongoing
IMPORTANT INFORMATION:
  1. Your subscription will automatically renew monthly at $39.95 unless you cancel. You may cancel at any time; however refunds are not available. All FICO® Score products made available on myFICO.com include a FICO® Score 8, and may include additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more about other FICO Score versions.
  2. Your subscription will automatically renew monthly at $29.95 unless you cancel. You may cancel at any time; however refunds are not available. All FICO® Score products made available on myFICO.com include a FICO® Score 8, and may include additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more about other FICO Score versions.
  3. Your subscription will automatically renew monthly at $19.95 unless you cancel. You may cancel at any time; however refunds are not available. All FICO® Score products made available on myFICO.com include a FICO® Score 8, and may include additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more about other FICO Score versions.
  4. Not all credit report data or transactions are monitored. Monitored credit report data, monitored credit report data change alerts, FICO® Score updates, FICO® Score alerts, monitored transactions, and alert triggers, timing and frequencies vary by credit bureau. Other limitations apply. Learn more about what credit data is monitored.
  5. Subject to policy limitations and exclusions. See terms and conditions.