FICO® BASICS 1B

1-Bureau Monitoring Plus Monthly Credit Reports

  • FICO® Scores and Experian credit report updates available monthly
  • 1-Bureau credit monitoring and FICO® Score alerts[2]
  • 24/7 identity theft restoration
$19.95/month[1]
IMPORTANT INFORMATION:
  1. Your subscription will automatically renew monthly at $19.95 unless you cancel. You may cancel at any time; however refunds are not available. All FICO® Score products made available on myFICO.com include a FICO® Score 8, and may include additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more about other FICO Score versions. Learn more about other FICO Score versions.
  2. Not all credit report data or transactions are monitored. Monitored credit report data, monitored credit report data change alerts, FICO® Score updates, FICO® Score alerts, monitored transactions, and alert triggers, timing and frequencies vary by credit bureau. Other limitations apply.Learn more about what credit data is monitored.

FICO® Basics 1B Highlights

  • Track your FICO® Score 8 from Experian on a historical tracking graph
  • Monthly updates to 10 FICO® Score versions including mortgage, auto and credit card scores
  • Understand what's helping and hurting your score with personalized insights
Watch product demo

Monthly New Experian Credit Report

  • Get access to your monthly new Experian credit report and 10 FICO® Scores
  • View your FICO® Scores 8 and FICO® Scores 9 based on Experian data
  • View 8 additional FICO® Score versions: 3 auto-specific versions, 4 credit-card specific versions, and 1 often used in mortgage lending

Credit Report Change Alerts[2]

  • Monitor your Experian credit report for changes - you'll be notified via email, text or mobile app when we detect a change in monitored data
  • Get alerts when new items appear on your Experian credit report, when your score (FICO® Score 8) changes, and more

Identity Theft Features

  • Up to $1M in identity theft insurance[3]
  • Restore your identity with our 24/7 US-based identity theft experts
  • Lost wallet protection[4]

FICO® Score Simulator

  • Explore up to 24 different simulations, including taking out a mortgage, getting a credit limit increase and more
  • Simulate more than one action at a time to see how multiple actions may affect a FICO® Score 8

FICO® Score Analysis

  • See the top factors that affected your FICO Score 8 based on Experian data with detailed analysis
  • Learn how your score factors compare with the common factors of FICO High Achievers — people with a 785+ FICO® Score 8.

Interest Rate Estimator

  • We'll show you how your FICO® Scores can impact loan rates and monthly payments so you can understand what FICO® Scores you need to qualify for low interest rates

Trusted by Millions

Caitlin Caitlin Sewell, NJ
SUCCESS STORY

I got the service from myFICO and was so pleased with the product! Not only do I know my real FICO® score, but I get a detailed report of how lenders see me. It makes keeping track of habits much easier and really helps me to understand the full picture of my credit score.

Caitlin
SUCCESS STORY Caitlin Sewell, NJ

I got the service from myFICO and was so pleased with the product! Not only do I know my real FICO® score, but I get a detailed report of how lenders see me. It makes keeping track of habits much easier and really helps me to understand the full picture of my credit score.

Your FICO® Scores… Wherever you go. Whenever you want

Feel secure knowing that your FICO® Scores (and much more) are just a click away.

  • Get alerts when your credit report changes
  • Have "anywhere access" to your Experian credit report and FICO® scores
  • Stay protected with access to identity theft resources and lost wallet protection

And lots more...

Apple App Store Google Play Store
Available for iPhone and Android phones, the myFICO® mobile app requires a myFICO® credit product as well as access to a wireless network.
FICO® BASICS 1B

1-Bureau Monitoring Plus Monthly Credit Reports

$19.95/month[1]
IMPORTANT INFORMATION:
  1. Your subscription will automatically renew monthly at $19.95 unless you cancel. You may cancel at any time; however refunds are not available. All FICO® Score products made available on myFICO.com include a FICO® Score 8, and may include additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more about other FICO Score versions.
  2. Not all credit report data or transactions are monitored. Monitored credit report data, monitored credit report data change alerts, FICO® Score updates, FICO® Score alerts, monitored transactions, and alert triggers, timing and frequencies vary by credit bureau. Other limitations apply. Learn more about what credit data is monitored.
  3. Subject to policy limitations and exclusions. See terms and conditions.
  4. Lost wallet protection provides coverage of: credit cards, debit cards, checkbooks, driver's licenses, Social Security cards, insurance cards, passports, military identification cards, traveler's checks and Medicare or Medicaid identification. Other limitations, restrictions and exclusions may apply. Terms and Conditions.