90% of lenders use FICO® Scores. Monitor your credit, safeguard your identity and stay on top of changes to your FICO Score 8.Find matching products
Safeguard Everything You've Worked to Build
Proactively Monitor Your Credit and Identity
You've worked hard for your FICO® Scores. In an instant, an error on your credit report, or worse, an identity thief, can wreak havoc on your credit and drive your scores down.
There are thousands of underground networks where personal information, like passwords and social security numbers, are bought and sold. myFICO provides expert monitoring designed to detect threats like these and alert you when we detect activity related to your credit or identity.
Get Alerts When Your Credit Reports Change
Credit reports can contain errors and even minor discrepancies in your credit reports can impact your scores negatively — and potentially impact your ability to get approved for new credit. Be sure to meticulously review your credit report across all three bureaus.
How myFICO Can Help
Monitoring your FICO Scores is important, but they aren't the only personal assets that need protection. That's why myFICO also provides both credit report change alerts across all three bureaus and identity monitoring to help catch problems fast.
With myFICO, you'll be notified via text, email, or mobile app within 24 hours whenever we detect a change in monitored credit data†.
If you do become a victim of identity theft, our US-based certified resolution specialists are available 24/7, and our $1 Million Identity Theft Insurance reimburses covered expenses related to restoration including legal fees, lost wages and more — up to $1 million.1
It's the ultimate in peace of mind.
1 Subject to policy limitations and exclusions. See terms and conditions.
†Not all credit report data or transactions are monitored. Monitored credit report data, monitored credit report data change alerts, FICO® Score updates, FICO® Score alerts, monitored transactions, and alert triggers, timing and frequencies vary by credit bureau. Other limitations apply. Learn more.